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Frequently Asked Questions
A Real Property Report is a survey document prepared by an Alberta Land Surveyor that clearly illustrates the size and location of significant visible improvements relative to a property and its boundaries. An RPR takes the form of a plan/illustration/map of the physical features of a specific property, including a written statement outlining the Surveyor’s opinions or concerns.
There are a variety end users of Real Property Reports, some of these include but are not limited to:
- Property Owners – to be informed of locations of improvements within the property boundaries, any encroachments from adjacent properties, and property compliance with municipal requirements.
- Property Purchasers – to be informed of the boundary and improvement locations on the property, and any problems relating to the property boundaries.
- Municipalities – to assist them in determining compliance with bylaws and fire codes, and in the planning and development process.
- Mortgage Lenders – to be informed of conformance of improvements with municipal bylaws, and problems that may have to be resolved prior to registration of the mortgage.
- Realtors – to provide a visual representation of the property for sale, meet requirements of the real estate listing/purchase contract, and to have information to avoid delays in completing property transactions when an RPR is arranged early in the sales process.
Purchasing a property may be the largest financial investment you make in your entire life. With a Real Property Report in hand, purchasers and owners will know of any existing boundary problems. Any problems with the property will be identified and can be specifically addressed.
A Compliance Certificate is a report from a Municipality confirming that all buildings and structures identified on a property have met the regulations under the Zoning Bylaws and have the appropriate development permits in that respective Municipality.
A Real Property Report is necessary to determine compliance with municipal bylaws. A municipality reviews and endorses the Real Property Report and indicates if the improvements meet the requirements of the local bylaws. Municipal compliance protects Purchasers by providing a clear and concise report confirming all improvements on a property meet the required zoning bylaws and regulations.
A Real Property Report benefits the end user of the Report in that problems are clearly identified at the time of the survey and can be resolved before a sale is finalized. Owners are made aware of accurate locations and dimensions of their buildings, improvements, rights-of-way, and encroachments relative to the boundaries of their property. Purchasers will know the exact dimensions of what they are purchasing along with permanent fixtures that exist on the property in question.
Why is having a RPR better than just a title insurance? An RPR provides an up to date picture of the property and all of the improvements thereon. It is useful as a reference to aid in future improvements and can be used by future owners as well. It identifies potential problems with the location of improvements in regards to local bylaws, utility rights of ways, easements, etc… before a land transaction takes place. Having an up to date RPR (with municipal compliance) allows a buyer to be confident in their land purchase.
Title insurance provides no information about the property or improvements, and is only used if a problem is discovered at a later date that requires fixing to become compliant with local bylaws. It is limited to the policy purchaser and cannot be transferred to a future owner.
Title insurance provides no information about the property or improvements, and is only used if a problem is discovered at a later date that requires fixing to become compliant with local bylaws. It is limited to the policy purchaser and cannot be transferred to a future owner.